1. General Information about the System and Its Purpose

These Terms of Use govern the use of the saskano.lv platform.

By commencing or continuing to use the System, the User confirms that they have read and agree to these Terms. If the User does not agree to the Terms, use of the System is not permitted.

1.1. System – the website saskano.lv and the related technical environment providing functionality for the mutual reconciliation of accounts.

1.2. User – a natural person who uses the System on behalf of a legal entity or in their own name.

1.3. These Terms are binding both on the natural person using the System and on the legal entity on whose behalf or in whose interests the System is used. A natural person using the System on behalf of a legal entity confirms that they are authorised to assume the obligations set out in these Terms also on behalf of the relevant legal entity, and in such a case both the natural person and the relevant legal entity are responsible for compliance with these Terms.

1.4. The purpose of the System is to provide a convenient, transparent and secure environment for the mutual reconciliation of accounts between companies.

1.5. The System is used to:

  • send reconciliation requests to business partners;
  • receive, review and confirm balance information;
  • ensure a mutual verification of the consistency of accounting records.
1.6. The System does not itself create or generate accounting records. The information entered into the System is provided by the Users, who bear full responsibility for its content, accuracy and truthfulness.

1.7. The System is a technical tool for effective cooperation in the process of the mutual reconciliation of accounts and shall not be regarded as a party to any transaction or as a subject of legal relations between the Users.


2. Authorisation Procedure

2.1. Access to the System is provided using the User’s e-mail address.

2.2. A one-time authorisation code enabling access to the System is sent to the e-mail address specified by the User.

2.3. No permanent passwords are created or used in the System. Each authorisation takes place using a one-time code sent to the User’s e-mail address.

2.4. The User is responsible for the security, confidentiality and proper protection of access to their e-mail account, as well as for any actions performed in the System using their e-mail address.

2.5. The User must immediately notify the System Operator of any suspicious, unauthorised or non-compliant access to the System related to their e-mail address or User profile.

2.6. The User is prohibited from attempting to access the System or its data by circumventing, or attempting to circumvent, the System’s security mechanisms.


3. Verification of the User’s Identity

3.1. Upon first authorisation in the System, the User provides their first name and surname and confirms their agreement to these Terms of Use.

3.2. For additional confirmation of the User’s identity, the System offers a voluntary identification option using:

  • Smart-ID;
  • eParaksts Mobile.
3.3. Identity verification is not mandatory; however, it may increase the credibility of the information provided by the User in the assessment of business partners. If the User has not completed identity verification, the legal significance and evidentiary value of the information they provide shall be assessed by the relevant business partners.

3.4. The decision to undergo identity verification and the choice of its method is a voluntary decision of the User.


4. Operating Principle of the System and the Nature of Relations between Users

4.1. The System operates on the principles of cooperation and voluntariness.

4.2. The System does not impose on Users any obligation to:

  • send reconciliation requests;
  • respond to received reconciliation requests;
  • confirm or dispute the submitted balances.
4.3. The System is a communication, documentation and data processing tool intended for the reconciliation of accounts, including for the purposes of balance sheet inventory of legal entities and the audit of financial statements.

4.4. Although responding to a reconciliation request is not mandatory, providing a response may be important in the context of compliance with the laws and regulations of the Republic of Latvia, including the Accounting Law, as well as in ensuring the quality of financial information.

4.5. The User is responsible for using the information available in the System in accordance with applicable laws and regulations and for not disclosing the trade secrets of their own or other companies.


5. Data Storage and Deletion

5.1. Reconciliation requests and responses submitted in the System are stored for 9 (nine) months from the date of their creation.

5.2. Upon expiry of the 9-month period, the relevant data is irreversibly deleted.

5.3. Before the data is deleted, the sender and the recipient of the request receive an e-mail notification with an attached PDF document containing:

  • the content of the original request;
  • the status of the request;
  • the partner’s response (if provided);
  • confirmation and identity verification information (if applicable).
5.4. After the data has been deleted, the System does not retain any information that would allow the deleted content to be restored. The User is responsible for the timely and secure preservation of documents outside the System.


6. Intellectual Property

6.1. The System, its software, source code, design, structure, content, databases, interface solutions, process logic, trademarks, name and all other intellectual property objects related to the System belong to the System Operator or are used on a lawful basis.

6.2. Use of the System grants the User only a limited, non-exclusive and non-transferable right to use the System for its intended purpose in accordance with these Terms. The User does not acquire any ownership or intellectual property rights in the System or any part thereof.

6.3. Without the prior written consent of the System Operator, the User is prohibited from:

  • copying, reproducing, modifying, distributing, making publicly available or otherwise using the System or any part thereof, except to the extent necessary for using the System in accordance with these Terms;
  • decompiling the System, performing reverse engineering, or otherwise attempting to obtain the System’s source code, algorithms or internal architecture;
  • using the System’s operating principle, functional concept, business model, process logic, interface solutions or data structure as a basis, model or source of inspiration for the creation of another product, service or platform.
6.4. The prohibitions set out in Clause 6.3 also apply to cases where the relevant actions are carried out through third parties, or where the created product or service differs from the System in name, visual appearance or technological implementation but in substance reproduces the System’s operating principle, process or solution.


7. Non-Compete Restriction and Liability for Its Breach

7.1. The User undertakes not to use the knowledge, information, observations or experience acquired through the use of the System in order to create, finance, advise on, participate in the development of, or otherwise facilitate the emergence of a product or service intended for commercial use that is similar to the System in terms of functionality, purpose or operating principle.

7.2. The prohibitions set out in Clauses 6.3, 6.4 and 7.1 of these Terms remain in force both during the use of the System and for 3 (three) years after the User ceases to use the System.

7.3. For any breach of the prohibitions set out in this Section, the User shall bear full financial liability, including the obligation to compensate the System Operator for all direct and indirect losses, as well as to pay a contractual penalty of EUR 1,000 for each instance of breach, which shall not affect the System Operator’s right to claim compensation for losses in full to the extent that they exceed the amount of the contractual penalty.

7.4. The System Operator has the right to immediately and without prior warning deny the User further access to the System if it has reasonable grounds to suspect a breach of the prohibitions set out in this Section.

7.5. The provisions of this Section shall remain in force after the termination of the use of the System or the deletion of the User’s profile.


8. Limitation of Liability

8.1. The System does not verify and does not guarantee the truthfulness, accuracy, completeness or legal compliance of the data entered by Users.

8.2. Full responsibility for the information entered into the System lies with the User who entered or confirmed that information.

8.3. The System assumes no liability for losses arising as a result of erroneous or incomplete information entered by Users.

8.4. The System Operator does not guarantee uninterrupted, timely and error-free operation of the System. The operation of the System may be temporarily interrupted due to technical reasons, maintenance work or circumstances beyond the System Operator’s control.

8.5. The System Operator is entitled to restrict or deny the User access to the System if non-compliance with these Terms of Use is established or if the System is used contrary to its intended purpose.

8.6. The System Operator is not liable for any losses or damage that Users may incur as a result of using the System, including in cases where the System or its functionality is temporarily unavailable or where the User follows hyperlinks to other websites.


9. Force Majeure

The System Operator is not liable for non-performance or improper performance of its obligations if this is caused by force majeure circumstances, including but not limited to natural disasters, fire, warfare, actions of state authorities, communication failures or other circumstances beyond the System Operator’s control.


10. Amendments to the Terms

10.1. The System Operator reserves the right to amend these Terms of Use by publishing their updated version in the System.

10.2. Amendments take effect from the moment of their publication, unless otherwise specified.

10.3. Continued use of the System after the publication of amendments shall be deemed the User’s acceptance of the relevant version of the Terms.

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